Interesting question! There are definitely scenarios where tutoring makes sense. Found some thoughtful points
https://www.theinspirationedit.com/reasons-to-invest-in-a-private-tutor/ about when it's worthwhile. If your daughter's just "okay," a tutor could help her reach her full potential, especially in subjects where she struggles. Tutors provide personalized attention that even small online classes can't match. They can fill knowledge gaps, boost confidence, and teach study strategies. That said, it's an investment - weigh the cost against your child's specific needs. Maybe try a few sessions and see if you notice improvements before committing long-term?